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Top Real Estate Agent in Montrose, CA, Reports Growing Number of First-Time Buyers Successfully Purchasing Homes Despite Student Loan Debt

Montrose, CA -- Student loan debt no longer has to be a barrier to homeownership. The Vic Markarian Realty Group is seeing a significant increase in first-time buyers successfully purchasing homes despite carrying substantial student loans, thanks to strategic planning and expert guidance that helps buyers navigate today's lending landscape. With over three decades of experience helping renters become homeowners, Vic Markarian, a respected  Realtor agent in Montrose, CA , has developed proven strategies to help buyers overcome financial obstacles. "We've worked with countless first-time buyers who thought student loans disqualified them from homeownership," Vic explains. "The truth is, with the right approach and proper debt-to-income calculations, many buyers discover they're in a better position than they realized." Markarian notes that today’s buyers often underestimate how powerful long-term homeownership can be—even when interest rates feel high. “W...

Things to do in Montrose, CA - Part 26

Spa Pura

Real Estate Listing Agent in Montrose, CA, Advises Clients That Waiting for Lower Mortgage Rates Could Cost Thousands More in Rising Home Prices

Montrose, CA -- As some prospective homebuyers across California still wait for mortgage rates to decline before entering the market, they may be overlooking a crucial factor: rising home prices could ultimately cost them far more than current interest rates. Market data shows that home values continue to appreciate, and delaying a purchase to wait for better rates could result in buyers paying tens of thousands more for the same property just months later. Vic Markarian, a seasoned  real estate agent in Montrose, CA , emphasizes the importance of looking at the complete financial picture. "Many buyers focus solely on interest rates, but they're missing the bigger story," says Vic Markarian. "When you factor in home appreciation, waiting for rates to drop by half a percent while prices climb five to ten percent doesn't make financial sense. You can refinance a rate, but you can't refinance the purchase price." Markarian speaks from experience. “When I pu...

Things to do in Montrose, CA - Part 25

Montrose Farmers Market

Top Realtor in Montrose, CA, Sees Median Price Jump Despite Increased Inventory

Montrose, CA  -- Competitive bidding dynamics have returned to Montrose's luxury market, driving median sale prices from $1.198 million in June to an impressive $1.45 million in July, even as available inventory increased from 17 to 26 active listings. The resurgence of multiple-offer situations and accelerated closing timelines demonstrates buyer confidence in the area's long-term value proposition. Professional staging and strategic marketing have become critical differentiators in capturing buyer attention quickly. Vic Markarian, experienced  real estate agent in Montrose, CA , emphasizes that successful sellers are those who invest in presenting their properties optimally from day one. The Vic Markarian Realty Group's approach combines Vic's engineering precision with comprehensive team support, ensuring properties stand out in competitive conditions. Their track record of getting homes sold fast reflects years of refining presentation strategies that appeal to toda...

Things to do in Montrose, CA - Part 24

Little Rascals Clubhouse